Financial Education

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Plain-language articles on money, investing and financial planning, written for real South Africans.

FEATURED · RETIREMENT

10 Mistakes People Make with Their Retirement Planning

Most South Africans will outlive their retirement savings. Here's what they're getting wrong, and how to fix it before it's too late.

Read article → July 2026 · 5 min read
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Estate Planning

The Power of Attorney That Dies Before You Do

In South Africa a power of attorney stops working the moment you lose capacity, and there is no enduring version. Here is what actually happens, what the alternatives cost, and what you can do about it.

September 2026 · 8 min read
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Investing

The Most Expensive Kind of Safe

The people with large amounts sitting in the bank aren't careless. They're careful. Here's the maths nobody does, and what that caution actually costs.

August 2026 · 8 min read
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Savings

How Much Should a 35-Year-Old Have Invested?

There's no one-size answer, but there are benchmarks worth knowing. Here's how to assess where you are and build a plan to close the gap.

July 2026 · 6 min read
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Lifestyle

The Hidden Danger of Lifestyle Inflation

Your salary went up, but so did your expenses. Lifestyle inflation is the silent killer of long-term wealth, and most people don't spot it until it's too late.

July 2026 · 5 min read
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Estate Planning

Estate Planning Explained Simply

Wills, executors, beneficiary nominations and estate duty, explained without the legal jargon. What you need to know to protect your family.

July 2026 · 7 min read
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Investing

TFSA vs RA: Which Should You Prioritise?

Both are tax-efficient. Both are essential. But which one should you fund first, and what happens when you can only afford to do one? The definitive answer.

July 2026 · 7 min read
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Investing · Behaviour

What to Do When Markets Drop (Hint: Usually Nothing)

Panic is the enemy of long-term wealth. Here's how to think about market downturns, what history tells us, and the one thing you should almost never do.

August 2026 · 7 min read
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Risk & Insurance

South Africans Are Underinsured by R50 Trillion. Is Your Family Protected?

The insurance gap in this country is measured in trillions. Here is what that number actually means for an ordinary family, and how to work out your own.

August 2026 · 7 min read
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