/* ===================================================================
   THE PLANNER GUY — theplannerguy.co.za
   Shared stylesheet
=================================================================== */

/* ── Reset & base ──────────────────────────────────────────────── */
*, *::before, *::after { box-sizing: border-box; margin: 0; padding: 0; }

:root {
  --navy:      #1B3A5C;
  --navy-mid:  #243F63;
  --gold:      #C9A84C;
  --gold-lite: #F0DFA0;
  --sand:      #C8B49A;
  --sand-lite: #F5EFE7;
  --white:     #FFFFFF;
  --gray-dark: #333333;
  --gray-mid:  #555555;
  --gray-lite: #F0F4F8;
  --border:    #DCDCDC;
  --blue-mid:  #2E75B6;
  --radius:    8px;
  --shadow:    0 4px 18px rgba(27,58,92,0.10);
  --shadow-lg: 0 8px 32px rgba(27,58,92,0.16);
  --transition: 0.22s ease;
  --max-w:     1100px;
  --font:      'Segoe UI', Arial, sans-serif;
}

html { scroll-behavior: smooth; }

body {
  font-family: var(--font);
  color: var(--gray-dark);
  background: var(--white);
  line-height: 1.65;
  font-size: 16px;
}

img { max-width: 100%; display: block; }
a { color: inherit; text-decoration: none; }
ul { list-style: none; }

.container {
  max-width: var(--max-w);
  margin: 0 auto;
  padding: 0 24px;
}

.section { padding: 72px 0; }
.section-sm { padding: 48px 0; }

h1, h2, h3, h4 { line-height: 1.2; }
h1 { font-size: clamp(2rem, 5vw, 3.2rem); }
h2 { font-size: clamp(1.5rem, 3vw, 2.2rem); }
h3 { font-size: 1.2rem; }

/* ── Buttons ────────────────────────────────────────────────────── */
.btn {
  display: inline-block;
  padding: 13px 28px;
  border-radius: var(--radius);
  font-weight: 700;
  font-size: 0.95rem;
  cursor: pointer;
  transition: all var(--transition);
  border: 2px solid transparent;
}
.btn-gold {
  background: var(--gold);
  color: var(--navy);
}
.btn-gold:hover { background: #b8962e; transform: translateY(-2px); box-shadow: var(--shadow); }

.btn-navy {
  background: var(--navy);
  color: var(--white);
}
.btn-navy:hover { background: var(--navy-mid); transform: translateY(-2px); box-shadow: var(--shadow); }

.btn-outline {
  background: transparent;
  color: var(--navy);
  border-color: var(--navy);
}
.btn-outline:hover { background: var(--navy); color: var(--white); }

.btn-outline-gold {
  background: transparent;
  color: var(--gold);
  border-color: var(--gold);
}
.btn-outline-gold:hover { background: var(--gold); color: var(--navy); }

.btn-lg { padding: 16px 36px; font-size: 1.05rem; }
.btn-sm { padding: 9px 20px; font-size: 0.85rem; }

/* ── Navigation ─────────────────────────────────────────────────── */
.nav {
  position: sticky;
  top: 0;
  z-index: 100;
  background: var(--white);
  box-shadow: 0 2px 8px rgba(0,0,0,0.08);
  border-bottom: 1px solid var(--border);
}

.nav-inner {
  display: flex;
  align-items: center;
  justify-content: space-between;
  height: 64px;
  max-width: var(--max-w);
  margin: 0 auto;
  padding: 0 24px;
}

.nav-logo {
  display: flex;
  flex-direction: row;
  align-items: center;
  gap: 10px;
  line-height: 1.1;
}
.nav-logo-img {
  height: 44px;
  width: auto;
  max-width: 56px;
  flex-shrink: 0;
  display: block;
}
.nav-logo-text {
  display: flex;
  flex-direction: column;
}
.nav-logo-main {
  font-size: 1.15rem;
  font-weight: 800;
  color: var(--navy);
  letter-spacing: 0.04em;
}
.nav-logo-sub {
  font-size: 0.65rem;
  color: var(--gray-mid);
  letter-spacing: 0.06em;
}

/* KM Wealth affiliate compliance bar */
.km-bar {
  background: var(--gray-lite);
  border-bottom: 1px solid var(--border);
  padding: 7px 0;
  font-size: 0.7rem;
  color: var(--gray-mid);
  letter-spacing: 0.03em;
}
.km-bar .container {
  display: flex;
  align-items: center;
  justify-content: center;
  gap: 12px;
}
.km-bar-logo {
  height: 26px;
  width: auto;
  flex-shrink: 0;
  opacity: 0.85;
}
.km-bar strong {
  color: var(--navy);
  font-weight: 600;
}
/* KM logo in footer */
.km-footer-logo {
  height: 32px;
  width: auto;
  margin-bottom: 8px;
  opacity: 0.75;
  display: block;
}

.nav-links {
  display: flex;
  gap: 8px;
  align-items: center;
}
.nav-links a {
  color: var(--navy);
  font-size: 0.9rem;
  font-weight: 500;
  padding: 8px 14px;
  border-radius: 6px;
  transition: background var(--transition);
}
.nav-links a:hover, .nav-links a.active { background: rgba(27,58,92,0.08); color: var(--navy); }
.nav-links .btn-gold { color: var(--navy); padding: 8px 18px; }
.nav-links .btn-gold:hover { background: var(--gold); color: var(--navy); }

.nav-toggle {
  display: none;
  flex-direction: column;
  gap: 5px;
  cursor: pointer;
  padding: 6px;
}
.nav-toggle span {
  display: block;
  width: 24px;
  height: 2px;
  background: var(--navy);
  border-radius: 2px;
  transition: all var(--transition);
}

/* ── Gold accent bar under nav ──────────────────────────────────── */
.nav-accent { height: 3px; background: var(--gold); }

/* ── Hero ───────────────────────────────────────────────────────── */
.hero {
  background: var(--navy);
  color: var(--white);
  padding: 90px 0 80px;
  position: relative;
  overflow: hidden;
}
.hero::before {
  content: '';
  position: absolute;
  bottom: 0; left: 0; right: 0;
  height: 5px;
  background: var(--gold);
}
.hero-inner {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 56px;
  align-items: center;
  max-width: var(--max-w);
  margin: 0 auto;
  padding: 0 24px;
}
.hero-eyebrow {
  display: inline-block;
  background: rgba(201,168,76,0.18);
  color: var(--gold);
  font-size: 0.8rem;
  font-weight: 700;
  letter-spacing: 0.1em;
  padding: 5px 14px;
  border-radius: 20px;
  margin-bottom: 18px;
  border: 1px solid rgba(201,168,76,0.35);
}
.hero h1 { color: var(--white); margin-bottom: 10px; }
.hero h1 span { color: var(--gold); }
.hero-tagline {
  font-size: 1.2rem;
  color: var(--sand);
  font-style: italic;
  margin-bottom: 20px;
}
.hero p {
  color: rgba(255,255,255,0.78);
  font-size: 1rem;
  margin-bottom: 32px;
  max-width: 480px;
}
.hero-ctas { display: flex; gap: 14px; flex-wrap: wrap; }

.hero-card {
  background: rgba(255,255,255,0.06);
  border: 1px solid rgba(255,255,255,0.12);
  border-radius: 16px;
  padding: 36px;
  backdrop-filter: blur(4px);
}
.hero-card-label {
  font-size: 0.72rem;
  letter-spacing: 0.1em;
  color: var(--gold);
  font-weight: 700;
  text-transform: uppercase;
  margin-bottom: 20px;
}
.hero-stat { margin-bottom: 20px; }
.hero-stat-num {
  font-size: 2rem;
  font-weight: 800;
  color: var(--gold);
  line-height: 1;
}
.hero-stat-label { font-size: 0.82rem; color: rgba(255,255,255,0.65); margin-top: 2px; }
.hero-divider { border: none; border-top: 1px solid rgba(255,255,255,0.12); margin: 20px 0; }
.hero-affil {
  font-size: 0.78rem;
  color: var(--sand);
  display: flex;
  align-items: center;
  gap: 8px;
}
.hero-affil::before {
  content: '';
  display: inline-block;
  width: 28px;
  height: 2px;
  background: var(--gold);
  flex-shrink: 0;
}

/* ── Trust bar ──────────────────────────────────────────────────── */
.trust-bar {
  background: var(--sand-lite);
  border-bottom: 1px solid var(--border);
  padding: 14px 0;
}
.trust-bar-inner {
  display: flex;
  align-items: center;
  justify-content: center;
  flex-wrap: wrap;
  gap: 24px;
  max-width: var(--max-w);
  margin: 0 auto;
  padding: 0 24px;
}
.trust-item {
  display: flex;
  align-items: center;
  gap: 8px;
  font-size: 0.82rem;
  color: var(--gray-mid);
}
.trust-item-icon { color: var(--gold); font-size: 1rem; }
.trust-divider { width: 1px; height: 20px; background: var(--border); }

/* ── Section headers ─────────────────────────────────────────────── */
.section-header { text-align: center; margin-bottom: 48px; }
.section-header h2 { color: var(--navy); margin-bottom: 12px; }
.section-header p { color: var(--gray-mid); max-width: 600px; margin: 0 auto; font-size: 1rem; }
.section-eyebrow {
  display: inline-block;
  color: var(--gold);
  font-size: 0.78rem;
  font-weight: 700;
  letter-spacing: 0.1em;
  text-transform: uppercase;
  margin-bottom: 10px;
}
.underline-gold {
  width: 48px;
  height: 3px;
  background: var(--gold);
  margin: 14px auto 0;
  border-radius: 2px;
}

/* ── Value props ─────────────────────────────────────────────────── */
.value-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 28px;
}
.value-card {
  background: var(--white);
  border: 1px solid var(--border);
  border-radius: 12px;
  padding: 32px 28px;
  transition: all var(--transition);
  position: relative;
}
.value-card:hover { box-shadow: var(--shadow-lg); transform: translateY(-4px); border-color: var(--gold); }
.value-card::before {
  content: '';
  position: absolute;
  top: 0; left: 0;
  width: 100%;
  height: 4px;
  background: var(--gold);
  border-radius: 12px 12px 0 0;
}
.value-icon {
  width: 52px;
  height: 52px;
  background: var(--sand-lite);
  border-radius: 12px;
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 1.5rem;
  margin-bottom: 18px;
}
.value-card h3 { color: var(--navy); margin-bottom: 10px; }
.value-card p { color: var(--gray-mid); font-size: 0.9rem; }

/* ── Products ───────────────────────────────────────────────────── */
.products-bg { background: var(--gray-lite); }

.products-grid {
  display: grid;
  grid-template-columns: repeat(2, 1fr);
  gap: 24px;
  margin-bottom: 40px;
}
.product-card {
  background: var(--white);
  border-radius: 12px;
  overflow: hidden;
  box-shadow: var(--shadow);
  display: flex;
  flex-direction: column;
  transition: all var(--transition);
}
.product-card:hover { box-shadow: var(--shadow-lg); transform: translateY(-3px); }

.product-card-header {
  background: var(--navy);
  padding: 24px 28px;
  position: relative;
}
.product-card-header::after {
  content: '';
  position: absolute;
  bottom: 0; left: 0; right: 0;
  height: 3px;
  background: var(--gold);
}
.product-num {
  font-size: 0.7rem;
  font-weight: 700;
  letter-spacing: 0.12em;
  color: var(--gold);
  margin-bottom: 6px;
}
.product-card-header h3 { color: var(--white); font-size: 1.05rem; }

.product-card-body {
  padding: 24px 28px;
  flex: 1;
  display: flex;
  flex-direction: column;
}
.product-card-body p { color: var(--gray-mid); font-size: 0.88rem; margin-bottom: 16px; flex: 1; }

.product-includes {
  margin-bottom: 20px;
}
.product-includes li {
  display: flex;
  align-items: flex-start;
  gap: 8px;
  font-size: 0.82rem;
  color: var(--gray-mid);
  padding: 4px 0;
}
.product-includes li::before {
  content: '✓';
  color: var(--gold);
  font-weight: 700;
  flex-shrink: 0;
}

.product-footer {
  padding: 16px 28px 24px;
  border-top: 1px solid var(--border);
  display: flex;
  align-items: center;
  justify-content: space-between;
}
.product-pages { font-size: 0.78rem; color: var(--gray-mid); }

/* Bundle card */
.bundle-card {
  background: var(--navy);
  border-radius: 16px;
  padding: 40px 48px;
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 32px;
  position: relative;
  overflow: hidden;
}
.bundle-card::before {
  content: '';
  position: absolute;
  top: 0; left: 0; right: 0;
  height: 4px;
  background: var(--gold);
}
.bundle-card-text h3 { color: var(--white); font-size: 1.4rem; margin-bottom: 8px; }
.bundle-card-text p { color: var(--sand); font-size: 0.9rem; max-width: 480px; }
.bundle-includes {
  display: flex;
  flex-wrap: wrap;
  gap: 8px;
  margin-top: 14px;
}
.bundle-tag {
  background: rgba(201,168,76,0.15);
  border: 1px solid rgba(201,168,76,0.3);
  color: var(--gold);
  font-size: 0.75rem;
  padding: 4px 12px;
  border-radius: 20px;
}
.bundle-cta { flex-shrink: 0; text-align: center; }
.bundle-cta .btn { white-space: nowrap; }
.bundle-note { font-size: 0.75rem; color: var(--sand); margin-top: 8px; }

/* ── About teaser ───────────────────────────────────────────────── */
.about-grid {
  display: grid;
  grid-template-columns: 1fr 1.5fr;
  gap: 64px;
  align-items: center;
}
.about-photo-wrap {
  position: relative;
}
.about-photo {
  width: 100%;
  aspect-ratio: 4/5;
  background: var(--sand-lite);
  border-radius: 16px;
  display: flex;
  align-items: center;
  justify-content: center;
  color: var(--sand);
  font-size: 0.85rem;
  border: 3px solid var(--gold);
  overflow: hidden;
}
.about-badge {
  position: absolute;
  bottom: -16px;
  right: -16px;
  background: var(--navy);
  border: 3px solid var(--gold);
  border-radius: 12px;
  padding: 14px 18px;
  text-align: center;
}
.about-badge-num { font-size: 1.6rem; font-weight: 800; color: var(--gold); line-height: 1; }
.about-badge-label { font-size: 0.68rem; color: var(--white); margin-top: 2px; }

.about-content .section-eyebrow { text-align: left; display: block; }
.about-content h2 { color: var(--navy); margin-bottom: 16px; }
.about-content p { color: var(--gray-mid); margin-bottom: 14px; font-size: 0.95rem; }
.about-creds {
  display: flex;
  flex-wrap: wrap;
  gap: 10px;
  margin: 20px 0;
}
.cred-tag {
  background: var(--sand-lite);
  color: var(--navy);
  font-size: 0.78rem;
  font-weight: 600;
  padding: 5px 14px;
  border-radius: 20px;
  border: 1px solid var(--border);
}

/* ── Blog ───────────────────────────────────────────────────────── */
.blog-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 24px;
}
.blog-card {
  background: var(--white);
  border-radius: 12px;
  overflow: hidden;
  box-shadow: var(--shadow);
  display: flex;
  flex-direction: column;
  transition: all var(--transition);
}
.blog-card:hover { box-shadow: var(--shadow-lg); transform: translateY(-3px); }
.blog-card-img {
  height: 160px;
  background: var(--navy);
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 2.5rem;
  position: relative;
}
.blog-card-img::after {
  content: '';
  position: absolute;
  bottom: 0; left: 0; right: 0;
  height: 3px;
  background: var(--gold);
}
.blog-card-body { padding: 22px; flex: 1; display: flex; flex-direction: column; }
.blog-tag {
  display: inline-block;
  background: var(--sand-lite);
  color: var(--navy);
  font-size: 0.72rem;
  font-weight: 700;
  padding: 3px 10px;
  border-radius: 12px;
  margin-bottom: 10px;
  text-transform: uppercase;
  letter-spacing: 0.06em;
}
.blog-card-body h3 { color: var(--navy); font-size: 1rem; margin-bottom: 10px; line-height: 1.35; }
.blog-card-body p { color: var(--gray-mid); font-size: 0.85rem; flex: 1; margin-bottom: 16px; }
.blog-meta { font-size: 0.75rem; color: var(--sand); }
.blog-read-more {
  display: inline-flex;
  align-items: center;
  gap: 5px;
  color: var(--blue-mid);
  font-size: 0.85rem;
  font-weight: 600;
  margin-top: 12px;
  transition: gap var(--transition);
}
.blog-read-more:hover { gap: 10px; color: var(--navy); }

/* ── CTA strip ──────────────────────────────────────────────────── */
.cta-strip {
  background: var(--navy);
  padding: 64px 0;
  text-align: center;
  position: relative;
}
.cta-strip::before, .cta-strip::after {
  content: '';
  position: absolute;
  left: 0; right: 0;
  height: 3px;
  background: var(--gold);
}
.cta-strip::before { top: 0; }
.cta-strip::after  { bottom: 0; }
.cta-strip h2 { color: var(--white); margin-bottom: 12px; }
.cta-strip p  { color: var(--sand); margin-bottom: 28px; max-width: 540px; margin-left: auto; margin-right: auto; }
.cta-strip-btns { display: flex; gap: 16px; justify-content: center; flex-wrap: wrap; }

/* ── Footer ─────────────────────────────────────────────────────── */
.footer {
  background: #111E2E;
  color: rgba(255,255,255,0.65);
  padding: 52px 0 28px;
}
.footer-grid {
  display: grid;
  grid-template-columns: 2fr 1fr 1fr;
  gap: 48px;
  margin-bottom: 40px;
}
.footer-brand-name { color: var(--gold); font-size: 1.1rem; font-weight: 800; margin-bottom: 8px; }
.footer-brand-tag  { color: var(--sand); font-size: 0.82rem; margin-bottom: 14px; }
.footer-brand-desc { font-size: 0.82rem; line-height: 1.6; max-width: 280px; }
.footer-col h4 { color: var(--white); font-size: 0.85rem; margin-bottom: 14px; letter-spacing: 0.06em; text-transform: uppercase; }
.footer-col ul li { margin-bottom: 8px; }
.footer-col ul li a { font-size: 0.82rem; color: rgba(255,255,255,0.55); transition: color var(--transition); }
.footer-col ul li a:hover { color: var(--gold); }
.footer-bottom {
  border-top: 1px solid rgba(255,255,255,0.1);
  padding-top: 24px;
  display: flex;
  justify-content: space-between;
  align-items: center;
  flex-wrap: wrap;
  gap: 12px;
}
.footer-bottom-left { font-size: 0.75rem; }
.footer-bottom-right { font-size: 0.75rem; color: var(--sand); }

/* ── Page hero (inner pages) ─────────────────────────────────────── */
.page-hero {
  background: var(--navy);
  padding: 56px 0 48px;
  position: relative;
}
.page-hero::after {
  content: '';
  position: absolute;
  bottom: 0; left: 0; right: 0;
  height: 4px;
  background: var(--gold);
}
.page-hero h1 { color: var(--white); }
.page-hero p  { color: var(--sand); margin-top: 12px; font-size: 1rem; max-width: 560px; }

/* ── About page ─────────────────────────────────────────────────── */
.about-full-grid {
  display: grid;
  grid-template-columns: 320px 1fr;
  gap: 56px;
  align-items: start;
}
.about-sidebar-photo {
  width: 100%;
  aspect-ratio: 3/4;
  background: var(--sand-lite);
  border-radius: 16px;
  display: flex;
  align-items: center;
  justify-content: center;
  color: var(--sand);
  font-size: 0.85rem;
  border: 3px solid var(--gold);
  text-align: center;
  overflow: hidden;
}
.about-sidebar-card {
  background: var(--navy);
  border-radius: 12px;
  padding: 24px;
  margin-top: 20px;
  border-top: 3px solid var(--gold);
}
.about-sidebar-card h4 { color: var(--gold); font-size: 0.85rem; margin-bottom: 14px; }
.about-sidebar-card ul li {
  display: flex;
  align-items: center;
  gap: 8px;
  color: rgba(255,255,255,0.75);
  font-size: 0.82rem;
  padding: 5px 0;
  border-bottom: 1px solid rgba(255,255,255,0.08);
}
.about-sidebar-card ul li:last-child { border-bottom: none; }
.about-sidebar-card ul li span:first-child { color: var(--gold); }

.about-main h2 { color: var(--navy); margin-bottom: 16px; }
.about-main p  { color: var(--gray-mid); margin-bottom: 16px; font-size: 0.95rem; }
.about-main h3 { color: var(--navy); margin: 28px 0 12px; }

.km-affil-box {
  background: var(--sand-lite);
  border: 1px solid var(--border);
  border-left: 4px solid var(--gold);
  border-radius: 8px;
  padding: 20px 24px;
  margin: 28px 0;
}
.km-affil-box h4 { color: var(--navy); margin-bottom: 8px; }
.km-affil-box p  { color: var(--gray-mid); font-size: 0.88rem; margin: 0; }

/* ── Contact form ────────────────────────────────────────────────── */
.contact-grid {
  display: grid;
  grid-template-columns: 1fr 1.2fr;
  gap: 56px;
  align-items: start;
}
.contact-info h3 { color: var(--navy); margin-bottom: 12px; }
.contact-info p  { color: var(--gray-mid); font-size: 0.9rem; margin-bottom: 20px; }
.contact-detail {
  display: flex;
  align-items: center;
  gap: 12px;
  margin-bottom: 14px;
  font-size: 0.9rem;
}
.contact-detail-icon {
  width: 40px;
  height: 40px;
  background: var(--sand-lite);
  border-radius: 8px;
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 1.1rem;
  flex-shrink: 0;
}
.contact-detail a { color: var(--blue-mid); }
.contact-detail a:hover { color: var(--navy); }

.form-card {
  background: var(--white);
  border-radius: 16px;
  padding: 36px;
  box-shadow: var(--shadow-lg);
  border-top: 4px solid var(--gold);
}
.form-group { margin-bottom: 18px; }
.form-group label {
  display: block;
  font-size: 0.82rem;
  font-weight: 600;
  color: var(--navy);
  margin-bottom: 6px;
}
.form-group input,
.form-group select,
.form-group textarea {
  width: 100%;
  padding: 11px 14px;
  border: 1.5px solid var(--border);
  border-radius: 6px;
  font-family: var(--font);
  font-size: 0.9rem;
  color: var(--gray-dark);
  transition: border-color var(--transition);
  background: var(--white);
}
.form-group input:focus,
.form-group select:focus,
.form-group textarea:focus {
  outline: none;
  border-color: var(--gold);
}
.form-group textarea { resize: vertical; min-height: 110px; }
.form-row { display: grid; grid-template-columns: 1fr 1fr; gap: 14px; }

/* ── Blog article page ─────────────────────────────────────────── */
.article-grid {
  display: grid;
  grid-template-columns: 1fr 300px;
  gap: 48px;
  align-items: start;
}
.article-body h2 { color: var(--navy); margin: 28px 0 10px; font-size: 1.3rem; }
.article-body h3 { color: var(--navy); margin: 22px 0 8px; }
.article-body p  { color: var(--gray-mid); margin-bottom: 14px; font-size: 0.95rem; line-height: 1.75; }
.article-body ul { margin: 10px 0 16px 20px; list-style: disc; color: var(--gray-mid); font-size: 0.95rem; }
.article-body ul li { margin-bottom: 6px; }
.article-callout {
  background: var(--sand-lite);
  border-left: 4px solid var(--gold);
  border-radius: 0 8px 8px 0;
  padding: 16px 20px;
  margin: 20px 0;
  font-size: 0.9rem;
  color: var(--navy);
  font-style: italic;
}
.article-sidebar-widget {
  background: var(--navy);
  border-radius: 12px;
  padding: 24px;
  margin-bottom: 20px;
  border-top: 3px solid var(--gold);
  position: sticky;
  top: 80px;
}
.article-sidebar-widget h4 { color: var(--gold); margin-bottom: 12px; font-size: 0.9rem; }
.article-sidebar-widget p  { color: rgba(255,255,255,0.75); font-size: 0.82rem; margin-bottom: 16px; }

/* ── Testimonials ───────────────────────────────────────────────── */
.testimonials-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 24px;
}
.testimonial-card {
  background: var(--white);
  border: 1px solid var(--border);
  border-radius: 16px;
  padding: 32px 28px 28px;
  display: flex;
  flex-direction: column;
  position: relative;
  box-shadow: var(--shadow);
  transition: all var(--transition);
}
.testimonial-card:hover { box-shadow: var(--shadow-lg); transform: translateY(-3px); }
.testimonial-card::before {
  content: '';
  position: absolute;
  top: 0; left: 0; right: 0;
  height: 4px;
  background: var(--gold);
  border-radius: 16px 16px 0 0;
}
.testimonial-quote {
  font-size: 4rem;
  line-height: 1;
  color: var(--gold);
  font-family: Georgia, serif;
  margin-bottom: 8px;
  opacity: 0.6;
}
.testimonial-text {
  color: var(--gray-mid);
  font-size: 0.9rem;
  line-height: 1.7;
  flex: 1;
  margin-bottom: 24px;
  font-style: italic;
}
.testimonial-footer {
  display: flex;
  align-items: center;
  gap: 12px;
  border-top: 1px solid var(--border);
  padding-top: 18px;
}
.testimonial-avatar {
  width: 44px;
  height: 44px;
  border-radius: 50%;
  background: var(--navy);
  color: var(--gold);
  font-size: 0.82rem;
  font-weight: 700;
  display: flex;
  align-items: center;
  justify-content: center;
  flex-shrink: 0;
}
.testimonial-name { font-weight: 700; color: var(--navy); font-size: 0.88rem; }
.testimonial-role { font-size: 0.75rem; color: var(--gray-mid); margin-top: 2px; }

@media (max-width: 900px) {
  .testimonials-grid { grid-template-columns: 1fr; }
}

/* ── Utilities ──────────────────────────────────────────────────── */
.text-center { text-align: center; }
.text-gold   { color: var(--gold); }
.text-navy   { color: var(--navy); }
.bg-sand     { background: var(--sand-lite); }
.bg-gray     { background: var(--gray-lite); }
.mt-8  { margin-top: 8px; }
.mt-16 { margin-top: 16px; }
.mt-24 { margin-top: 24px; }
.mt-32 { margin-top: 32px; }
.mb-0  { margin-bottom: 0 !important; }

/* ── Responsive ─────────────────────────────────────────────────── */
@media (max-width: 900px) {
  .hero-inner      { grid-template-columns: 1fr; }
  .hero-card       { display: none; }
  .value-grid      { grid-template-columns: 1fr; gap: 16px; }
  .products-grid   { grid-template-columns: 1fr; }
  .blog-grid       { grid-template-columns: 1fr; }
  .about-grid      { grid-template-columns: 1fr; }
  .about-full-grid { grid-template-columns: 1fr; }
  .footer-grid     { grid-template-columns: 1fr 1fr; }
  .bundle-card     { flex-direction: column; text-align: center; padding: 32px 24px; }
  .contact-grid    { grid-template-columns: 1fr; }
  .article-grid    { grid-template-columns: 1fr; }
  .form-row        { grid-template-columns: 1fr; }
}

@media (max-width: 640px) {
  .nav-links { display: none; flex-direction: column; position: absolute; top: 64px; left: 0; right: 0; background: var(--navy); padding: 16px; gap: 4px; }
  .nav-links.open { display: flex; }
  .nav-toggle { display: flex; }
  .footer-grid { grid-template-columns: 1fr; gap: 32px; }
  .footer-bottom { flex-direction: column; text-align: center; }
  .hero { padding: 60px 0 52px; }
  .section { padding: 52px 0; }
}